Thursday, February 11, 2016

Housing Scheme Overview in Bangaru Telangana

By G. Rajendra Kumar; The Hans India

During 1977, a severe cyclonic storm hit two coastal districts and several people became shelter less. To rehabilitate such victims, during 1979 Government formulated the Housing Corporation. It was decided to construct only pucca houses


•    To establish an exclusive organization, TSHCL ,topersue on the following objectives:

•    To formulate, promote and execute Housing Schemes for the benefit of people in general and particularly the Weaker Sections or persons living in Rural and Urban areas and to those who are affected or likely to be affected by natural calamities such as Cyclone and Tidal Waves.

•    To undertake or regulate construction of houses and create or cause to be created other infrastructural facilities for the said housing scheme.

•    To take up research and development activities in the field of construction and material management and to associate and collaborate with Government, individuals, organizations and associations how in the field of building construction, land development, environmental improvement and such other activities as are useful healthy commodities.

•    Mobilizes loans from various Financial Institutions for implementation of Housing Programme.

•    Plays the role of facilitator in the construction of houses by providing technical and financial assistance.

•    Propagates Cost Effective and Eco-Friendly Construction (CEEF) materials and technologies in construction of houses.

•    Imparts training for skillupgradation through Nirmithi Kendras.

•    Encouragesinsitu production of alternative construction materials.

•    Recovers loans from beneficiaries in monthly installments by motivation.

•    saturation approach - No poor household left without a pucca house.

•    People’s participation is key.

•    Motivation of beneficiaries is focus area.

•    Execution, payment and monitoring done through:

E-Governance system that

•    Facilitates making payment.

•    Internet banking system.

•    Monitors house-wise progress

•    Follows up complaints.

•    Disbursement only through individual accounts (Bank & Post Offices).

•    No middlemen in disbursement.


Certificate of Appreciation for Housing Online Monitoring and e-Governance System developed by Centre for Good Governance [Category e-Governance] For being a finalist in manthan award for South Asia 2009
Initiatives in Housing Programmes

•    Unit Cost of Rural Permanent House (RPH) is enhanced to Rs. 45,000/- and Urban Permanent House (UPH) to Rs. 55,000/- in May 2011.

•    For SC/STs, additional loan of Rs. 20,000/- in Rural and Rs. 30,000/- in Urban areas, over and above the unit cost is being given.

•    Additional loan of Rs. 15,000/- for Weaver Worksheds is being provided.

•    Unit Cost of Rs. 98,000/- (Rs. 53,000 + Rs. 45,000) for Project Displaced Families (R&R). For SC/STs, additional Rs.20,000/- is being given.

•    Supply of cement at low price to all housing beneficiaries.

•    Electricity and Water Supply in layouts are being provided from the housing budget.

•    Total monitoring of progress through online system.


(105.82) lakh houses are completed for Weaker Sections, since inception of the programme, up to 31.03.2012.

During the year 2006-07, Government have launched Integrated Novel Development in Rural Areas and Model Municipal Areas (INDIRAMMA), and housing is one of the important area of development. Under INDIRAMMA housing, (40.60) lakh houses are completed up to 31.03.2012, which are part of the 105.82 lakh hoses.

Rs. 15550.92 Crores transferred to people using E-Governance System, up to 31.03.2012.

Reforms in Implementation from Now onwards

MHO system and payments through VOs were abolished. Beneficiary payments only through individual Bank accounts.Issue of payslips and cement slips to beneficiaries.

New Payment System

Direct transfer into beneficiary account through CBS of banks. Time Schedule for payments within 7 to 10 days.

Transparency in Implementation

•    Eligible list of applications during Rachabanda – I (Jan – Feb’11) is displayed in website.
•    Ineligible beneficiaries recovery database is displayed.
•    Toll Free No 1100 to receive the complaints.
•    Special Officers were appointed to enquire into the complaints.
•    State Monitoring Unit (SMU) – An independent unit to deal with vigilance cases and complaints.

Urban Housing 

AP State Housing Corporation Ltd (APSHCL) is a Government of Andhra Pradesh agency for construction of houses to the Rural and Urban poor in the State. Currently agency is responsible for implementation of various housing programme initiated by State Government aimed at construction of Pucca houses to Rural/Urban poor to ensure that all the houseless families in the State are provided with Pucca houses.

In order to achieve this objective, APSHCL has taken up the housing program in a massive way by constructing housing colonies & multistoried buildings in urban areas. The AP Government gives subsidy & loan and arranges loan facility from the banks towards unit cost of the house. The APSHCL will take Administrative Sanctions from the Government and award these works to the eligible contractors.

APSHCL proposed to have an e-solution for effective planning, tracking and monitoring of the urban housing program. Accordingly CGG developed and deployed an e-solution “Urban Housing for Contract Based Works” to the requirements of the department.

Urban housing for contract based works
The e-solution facilitates

• Centralized database for effective planning, tracking, monitoring and evaluation of work program. 

• Generation of Pay Release Order (PRO) against bills.

• Speedy and transparent manner of release of funds ( HO Division office) through Corporate Internet Banking (CIB) 

• Ensures timely payment to the Executing Agencies/Contractors.

• Decision Support System (DSS) at various levels in the department.

Block in a colony is considered as a unit and the parameters are captured against a block. The e-solution has following forms in order to capture the relevant data and the functionality of these forms is as follows. 

1.    Schemes: Name of the scheme i.e., Indiramma,G+ Ph-I, IHSDP G+ Ph-II etc 

2.    Unit cost/APSHCL Component: Unit cost of house and APSHCL components like Subsidy & Loan amounts, Bank loan amounts and beneficiary contribution amounts etc. 

3.    Banks: Name of the banks for bank loan payments and beneficiary contributions. 

4.    SC/ST Bank Loan Payment: In the selected municipalities in a district, the Bank Loan contribution will be paid by the Government. 

5.    Colony/Block/Sanctions It has five sub forms i.e., Colony, Admin.Sanction, Tech.Sanction, Block & Execution.

6.    Technical sanction for the colony 

7.    No. of block in the colony and their pattern ( G+2, G+3 etc)

8.    Details of the contractor 6. Beneficiaries & Bank Loans:

It has three sub forms i.e., Beneficiaries, Bank Loan Applications and Bank loan sanctions. 

a. Beneficiaries in a block 

b. Applications for Bank loans 

c. Bank loans sanctioned

Beneficiary Payments & Releases: 

It has four sub forms i.e., Beneficiary contributions, Bank loan releases, Other grants and Total Receipts.

 a. Beneficiary contribution payments 

b. Bank loans releases for the beneficiaries 

c. Other grant released if any 

d. Total Receipts i.e., amount received through Beneficiary contributions, bank loan releases and other grants.

PRO Confirmation: Verify and confirm the PRO by Division office before forwarding to the head office for release of payment. 

Funds Transfer: Based on PRO confirmation, system generates consolidated statement of funds transfer (bank/ office wise) which enables the HO to arrange for transfer of funds to the respective division office bank accounts. 
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